
Pendle · Best for: Fixing a yield rate or trading it separately
Not an aggregator so much as a yield market — the only protocol here that lets you lock a fixed rate on a variable-yield asset.
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Vault platforms ranked on strategy disclosure, audits and net-of-fee yield. Every score below is the weighted mean of the rubric marks, not an editor's gut feel.
| # | Service | Score | Best for | Fees | Since |
|---|---|---|---|---|---|
| 1 | 8.6/10 | Fixing a yield rate or trading it separately | |||
| 2 | 8.5/10 | Boosted Curve yields without locking CRV | |||
| 3 | 8.4/10 | Curated lending exposure with named risk managers | |||
| 4 | 8.1/10 | Automated liquidity management on Solana | |||
| 5 | 8.0/10 | Auto-compounding across many chains | |||
| 6 | 8.0/10 | On-chain asset management with enforced mandates | |||
| 7 | 8.0/10 | Battle-tested vaults with genuine strategy transparency | |||
| 8 | 7.8/10 | Boosted Balancer yields | |||
| 9 | 7.6/10 | Tranched risk exposure to lending yields | |||
| 10 | 7.5/10 | Leveraged farming with contained liquidation risk | |||
| 11 | 7.4/10 | Rebasing yield-bearing stablecoin and ETH tokens | |||
| 12 | 6.8/10 | Cheap compounding on BNB Chain and smaller networks | |||
| 13 | 6.8/10 | Off-chain strategy computation with on-chain execution | |||
| 14 | 6.5/10 | Simple set-and-forget pools | |||
| 15 | 5.9/10 | Long-running auto-compounding on EVM chains |

Not an aggregator so much as a yield market — the only protocol here that lets you lock a fixed rate on a variable-yield asset.

Does one thing — boost Curve rewards — and has done it without an incident for four years.

Vaults where a named curator sets the risk parameters and takes public responsibility for them.

The best-executed vault platform on Solana, combining automated concentrated liquidity with a lending market that actually works.

Cheap, broad and durable: hundreds of vaults across twenty-odd chains, with a fee that barely registers.

The most rigorous risk framework in the category: managers can only do what the vault policy permits, enforced by contract.

The original yield aggregator, still the most transparent about what its vaults hold and what could go wrong with them.

Convex's model applied to Balancer, executed well, and exposed to Balancer's rougher security record.

Senior and junior tranches let you choose whether you are the one absorbing losses — a rare piece of real financial structuring in DeFi.

Composable leverage for yield strategies, with credit accounts that keep the risk in a box — until the box is the thing that breaks.

Yield that accrues in your wallet balance without any action, from a team that was exploited badly in 2020 and repaid everyone.

One of the cheapest compounders anywhere, farming ecosystems that have mostly moved on.

Strategies computed on a Cosmos chain and executed on Ethereum — powerful, and a governance layer between you and your funds.

Straightforward pools with a straightforward fee, and a 2022 exploit that took a few million out of one of them.

Survived a $24m flash-loan attack in 2020 and never quite recovered the trust, or justified the fee.
Score = Σ (mark × weight), rounded to 0.1. A criterion with nothing published scores 0.
An aggregator is a manager: it takes your deposit, allocates it to strategies you did not choose, and charges a fee. So the first question is not what it yields but what it is doing, and whether you could find out. Vaults whose strategy is a paragraph of marketing rather than a list of positions score badly here regardless of returns.
Contract security carries equal weight, because aggregators inherit every risk of every protocol they touch. A vault farming three lending markets and a DEX carries four sets of contract risk plus its own — a fact that headline APYs never mention.
We score realised return after management fees, performance fees, harvest gas and withdrawal charges, against the simple alternative of holding the underlying position yourself. Plenty of vaults fail that comparison, especially at small deposit sizes where fixed gas costs eat the compounding advantage.
Aggregator losses rarely come from a headline exploit. They come from a strategy quietly holding a depegging asset, a leveraged loop unwinding, or emissions being farmed into an illiquid token that cannot be sold. We look for deposit caps, emergency exits and honest documentation of exactly these failure modes.